FINANCIAL LITERACY AND MAY ADMIT THE TRUTH MEASURES IN TURKEY

Financial literacy is a very important requirement for everyone to be able to balance their savings and consumption, turn towards the right investments and make their own budgets. There is a study under the name of FINLIT (Financial Literacy) in more than 150.000 people in 148 countries in 2015 to measure the level of financial literacy in the world. According to this study among the countries with the highest financial literacy level in Sweden, Norway, Australia, Canada, the Netherlands, Denmark and the UK, while Turkey Uzbekistan taking 24 points, Vietnam, located in the lower row of Sudan and Thailand found. so low that the concept of financial literacy score indicates that there is a need to focus strongly on this issue for Turkey. Turkey, especially in mathematics PISA test, 

Looking at the past year in developing countries such as Turkey national every seven to ten years, it is observed that at least one strong regional or global crisis. So, as a country, we need to be prepared for such situations. This preparation phase is possible by first gaining awareness of savings and then by transforming these savings into the right investments by establishing the risk-return balance. 

Considering the financial literacy studies conducted in Turkey on specifically than women, education level of the lower of which is high, the non-included in the pension system is seen to have a higher financial literacy levels than those using the users of financial services such as mobile banking. 

the precautions to be taken to get rid of bottlenecks in Turkey where possible, of course. It is necessary to open various courses that will explain financial literacy to teachers working in primary education, and to increase the level of financial literacy from the age of primary education. It is necessary to stop being the consumer society desired by capitalism. In order to instill the consciousness of saving that already exists in the genes of our society, we should start financial literacy mobilization as a country. It should not be forgotten that finding a resource is very costly and that we can contribute to the development of the country with such an awareness. With the increase in the number of universities, the number of young people graduating from the university has also increased. There should be no relationship between which part of the student is reading and whether it is financial literate. Because whatever profession one does, he must establish the balance between consumption and savings. When we look at the divorce statistics, it is seen that there are many couples who have financial difficulties and divorces. The biggest reason for this is that the income and expenditure balance could not be established. In this sense, regardless of which department students are studying, the introduction of financial literacy courses at universities can be one of the most important measures to open courses in public education in this field. It should not be forgotten that the successes of countries with high financial literacy are not accidental. In this sense, regardless of which department students are studying, the introduction of financial literacy courses at universities can be one of the most important measures to open courses in public education in this field. It should not be forgotten that the successes of countries with high financial literacy are not accidental. In this sense, regardless of which department students are studying, the introduction of financial literacy courses at universities can be one of the most important measures to open courses in public education in this field. It should not be forgotten that the successes of countries with high financial literacy are not accidental. 

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