Are the Japanese sleeping us?

I occasionally browse the internet news, even though I do not like it very much. While I was in such an action with semi-unconscious and asleep eyes, a news headline on Hürriyet news site suddenly caught my attention and I immediately paid attention to the detail of the news. In the headline of the news, it was written “Good news for the sleeping employee. Did I suddenly start surfing in the realm of dreams by going through the sweet doors of sleep while browsing through the pages? No I don’t think so. If this is so, this article is not real either, and I am afraid that if you can read this article, it means that you are in a dream now. Strongly all of us are awake right now. But those who are not awake are causing an annual loss of 138 billion dollars in the Japanese economy, according to the news I mentioned. You can easily compile bad examples from the internet world that insomnia causes job inefficiency, as well as leading to deterioration of worker health. Well, we would like to say a few words on this matter as someone who has sweated in the dusty workshops of the private sector for a while. 

It is stated in the news that the Japanese have implemented various projects to find solutions to the insomnia problems of the employees. For example, sleep systems, sleep premiums determined by using sleep control devices, etc. … If a system that has managed to become a brand in the world with its production systems and the products it produces, such as the Japanese economy, I think it is necessary to pay attention to that issue. Yes, insomnia is a big risk in business life. This risk is an issue that threatens businesses in many ways, not only in terms of business efficiency. Job loss can be compensated most of the time, of course, it will cost. However, the costs of incidents that may arise as a result of work accidents or carelessness, and which will condemn the business to both image loss and great compensation, are paid very heavily. “Robust head, it is an aphorism sitting right here as “cuk”. And starting from this concise word, we can say that “Solid business rises on the shoulders of solid employees”.

What is the situation like in our country? I wonder how many studies have been done on this issue. Since this article is more of a report (aha, this may have been invented now 🙂) than an “analysis” article, I will comment on my own observations and ideas from the literature review (by requesting your tolerance, of course).

In our country, I do not think that there are too many fatigue about the sleep problem of employees, especially in enterprises that do not have a standard production system. In our opinion, the sleeplessness of the employee is perceived as the personal problem of that employee and it is said: “What should we do if you lay down and listen to my fellow wandering in the evening? Whether you work or go! ”. I’ve just set up a harsh and brutal sentence, but I’m sure I’m not very unfair. Sometimes it happens that the employees who work for days in a row during periods of high orders, after a while, wander like a sea mine in the workplace and it is not known to whom and when it will explode. However, the error rate in the orders prepared at that time, the number of accidents at work or communication disruptions and fights in the workplace can be serious threats to the business. In general, the accidents or other losses that I mentioned in businesses that attribute informal work to themselves as a culture are neglected. Because they think that they can find dozens of ways to make a cover for a work accident, until the sleepless “worker” misses something by accident (!) In the interrogation of the police or labor inspector. Yes, then the patrons or the heads of the boss who want to look nice to the boss and miss the sleep of the employee ignite!

Perhaps these news are purely a perception operation. Maybe the Japanese are trying to get away with their pajamas camouflaged workers ‘overalls and go to their secret factories while they trotting other countries’ economies and send them to their bed. Is it possible? Will you be okay? In this volatile world economy, especially in times when competition strategies are getting more and more intricate. I ask myself: Are the Japanese making us sleepy?

Anyway, I’m sleepy, let me run before he runs away! Have a good sleep 🙂

FINANCIAL LITERACY AND MAY ADMIT THE TRUTH MEASURES IN TURKEY

Financial literacy is a very important requirement for everyone to be able to balance their savings and consumption, turn towards the right investments and make their own budgets. There is a study under the name of FINLIT (Financial Literacy) in more than 150.000 people in 148 countries in 2015 to measure the level of financial literacy in the world. According to this study among the countries with the highest financial literacy level in Sweden, Norway, Australia, Canada, the Netherlands, Denmark and the UK, while Turkey Uzbekistan taking 24 points, Vietnam, located in the lower row of Sudan and Thailand found. so low that the concept of financial literacy score indicates that there is a need to focus strongly on this issue for Turkey. Turkey, especially in mathematics PISA test, 

Looking at the past year in developing countries such as Turkey national every seven to ten years, it is observed that at least one strong regional or global crisis. So, as a country, we need to be prepared for such situations. This preparation phase is possible by first gaining awareness of savings and then by transforming these savings into the right investments by establishing the risk-return balance. 

Considering the financial literacy studies conducted in Turkey on specifically than women, education level of the lower of which is high, the non-included in the pension system is seen to have a higher financial literacy levels than those using the users of financial services such as mobile banking. 

the precautions to be taken to get rid of bottlenecks in Turkey where possible, of course. It is necessary to open various courses that will explain financial literacy to teachers working in primary education, and to increase the level of financial literacy from the age of primary education. It is necessary to stop being the consumer society desired by capitalism. In order to instill the consciousness of saving that already exists in the genes of our society, we should start financial literacy mobilization as a country. It should not be forgotten that finding a resource is very costly and that we can contribute to the development of the country with such an awareness. With the increase in the number of universities, the number of young people graduating from the university has also increased. There should be no relationship between which part of the student is reading and whether it is financial literate. Because whatever profession one does, he must establish the balance between consumption and savings. When we look at the divorce statistics, it is seen that there are many couples who have financial difficulties and divorces. The biggest reason for this is that the income and expenditure balance could not be established. In this sense, regardless of which department students are studying, the introduction of financial literacy courses at universities can be one of the most important measures to open courses in public education in this field. It should not be forgotten that the successes of countries with high financial literacy are not accidental. In this sense, regardless of which department students are studying, the introduction of financial literacy courses at universities can be one of the most important measures to open courses in public education in this field. It should not be forgotten that the successes of countries with high financial literacy are not accidental. In this sense, regardless of which department students are studying, the introduction of financial literacy courses at universities can be one of the most important measures to open courses in public education in this field. It should not be forgotten that the successes of countries with high financial literacy are not accidental. 

Turkey and Japan Consumption Comparison of the Effects of Habit and

Although the Japanese economy is out of World War II, it is one of the leading economies in the world. The per capita national income is around $ 40,000, the unemployment rate is 3% and the rate of inflation is 1%, although it is undesirable. How did the Japanese become an economic and technological force despite the severe defeat after the Second World War? This is the first question that comes to mind. By the end of the 1980s, the Japanese have done projects alone in the state that the private sector would not dare to enter, with power, a strong bureaucracy and large corporate groups, and have still become the third largest economy in the world.  

The biggest problem of the Japanese is the insufficient consumption resulting from the pessimism of the people and the inflation being close to zero and the production cannot be increased due to this effect. One of the reasons behind the pessimism of the people; With the increasing population of the elderly, the share of the state for social insurance will increase and the country, which already has a high domestic debt, will fall into even more debt. What Japan particularly emphasizes is to enable the public to consume more. The Japanese people have a minimal-loving structure. Consuming as it needs to accumulate more income to these communities in particular make investments in Turkey by Japanese housewives savings.

Another side of the coin, which is also seen in Turkey, especially from 2002, differences in consumption habits together with the increase in national income this way. Especially the generation born in 2000 and after; Turkey’s welfare are experiencing increasing periods. The implications of this are that consumption is more intense than the disposition trend, unlimited needs are taken to waste, and the resources are blown as if they will never end. As the ancients said, “Where does the water of this mill come from, nobody knows.” Is it true that we did it or that of the Japanese? Turkish people tend to save a lot on the orientation of the external debt of the private sector’s domestic debt is less and the result is caused to become Turkey’s export dependent. In addition, the Japanese not only invest in their own state as domestic debt; that Turkey is of high interest, such as transferring the money to the countries they see as a safe haven. In this respect, particularly on consumption which is below the desired level, which I think should be compared with Japan’s Turkey.

THE WORLD ORDER IN THE COVID-19 EFFECT

The virus, which started in December 2019 and gained an epidemic nature and affected the whole world, started to shake the economies of the country deeply and caused the countries to borrow excessively. The countries that started in the USA in 2008 and showed signs of recovery from the impact of the economic crisis that shook the world were suddenly affected by such an epidemic.

States meet these needs by borrowing from the private sector or foreign governments or organizations in order to balance their budgets, finance their budget deficits, meet their spending in emergency situations, and finance their large investments. In this way, public debt of countries increases. It means that your public debt is more than your national income; it means you owe more than you can produce. The ratio of total public debt to total national income in the world countries increased to 82% in 2019. It can be said that the world, which is already in debt spiral in the face of such an epidemic crisis, is not prepared in terms of economy.

Countries’ public debt has increased considerably, especially after the 2008 global financial crisis. Japan is the country with the highest ratio of public debt to national income with 237%. When we look at Europe, after Greece with the highest rate of 176%, Italy comes second with 133%. America alone has one-third of the world’s public debt with a $ 22 trillion debt. The ratio of public debt to national income is 105% in America. Referring to IMF data, this ratio was 50% in Turkey in the 2000s, declined to 30% in 2019. Due to the fact that the reserve money in the world is dollar and with the effect of these borrowings, it is highly likely that countries will demand more dollars in the next 5-10 years. That’s why America will print and release more dollars in the future than it is now.

Turkey, in many countries, this epidemic from previous experience that the IMF wanted help from the IMF lessons removing this subject has not even on the agenda. Compared with other countries, Turkey’s national income is less than the ratio of public debt. In addition to this, our country has collected the fruit of its investments in the health sector by being less affected by this epidemic.

City hospitals, one of the investments in the health sector, were opened in Yozgat for the first time in 2017. Later, in many big cities, openings continued and the number of intensive care beds was significantly increased. While the total number of intensive care beds was 2,000 in 2002, today this number is around 37,000. The construction of the city hospitals in the private sector not only kept the health infrastructure better against the epidemic, but also prevented our public debt from increasing. Public debt, which was not used for the construction of hospitals in previous years, can now be used to ease the market.

For those who expect a new World order after the virus, the sentence “nothing will be the same as before” is very ambitious, but a new system should be designed instead of the capitalist system. In the capitalist system, the main purpose of countries is to sell technology as it generates more income. The virus showed us today that it is not possible to deal with such an epidemic just by selling technology. The fact that basic food materials, basic health equipment and medicines can be produced in your own country provides you with an economic and social advantage in such an epidemic. Countries that have turned to the electronics, defense and arms industries in the past will invest a lot in the food and health sector, especially agriculture. At the same time, it will try to produce these products itself rather than having them produced in developing countries. In this respect, Turkey’s agriculture, livestock and make greater investments in the pharmaceutical industry will make possible to be prepared for such a situation may occur in the future. The New World will be a place dominated by those who dominate these sectors.